Legal Information & Disclaimers

Welcome to the Legal & Disclaimers page of PULYANTHOPE BENEFIT FUND LTD. This section outlines important information regarding the use of our website and our commitment to transparency and compliance.

1. Regulatory Status & Compliance

PULYANTHOPE BENEFIT FUND LTD is a Non-Banking Finance Company (NBFC) duly registered with the Reserve Bank of India (RBI) under Registration Number B-07-00747. We operate in strict adherence to the guidelines, directives, and regulations issued by the Reserve Bank of India and other relevant regulatory bodies in India, as amended from time to time. All our financial products and services are offered in compliance with applicable laws.

2. Terms of Use / Website Use Policy

By accessing and using this website, you agree to be bound by the following terms and conditions. If you do not agree with any of these terms, please do not use this website.

Purpose: This website is designed solely for informational purposes to provide an overview of PULYANTHOPE BENEFIT FUND LTD, its history, mission, and the types of financial products and services offered. It is a portfolio site and does not facilitate direct online applications, transactions, or financial advice.
Accuracy of Information: While PULYANTHOPE BENEFIT FUND LTD strives to ensure that the information on this website is accurate and up-to-date, we do not guarantee its completeness, reliability, or suitability for any particular purpose. Information may be subject to change without prior notice.
No Financial Advice: The content on this website does not constitute financial, investment, legal, or professional advice. Users are strongly advised to seek independent professional advice before making any financial decisions.
Intellectual Property: All content, including text, graphics, logos, images, and software on this website, is the property of PULYANTHOPE BENEFIT FUND LTD or its content suppliers and is protected by Indian and international copyright laws.
Limitation of Liability: PULYANTHOPE BENEFIT FUND LTD, its directors, employees, or agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, this website.
External Links: This website may contain links to third-party websites for your convenience. PULYANTHOPE BENEFIT FUND LTD has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites.

3. Privacy Policy

PULYANTHOPE BENEFIT FUND LTD is committed to protecting your privacy. This policy outlines how we handle the personal information collected through this website.

Information Collection: We only collect personal information that you voluntarily provide to us through our "Contact Us" forms, such as your name, email address, phone number, and any message you send. We do not collect sensitive personal data through this website.
Use of Information: The information collected is used solely for the purpose of responding to your inquiries, providing information about our services, or for internal record-keeping and analysis. We will not use your information for any other purpose without your explicit consent.
Data Security: We implement reasonable security measures to protect the personal information submitted to us, both during transmission and once we receive it. However, no method of transmission over the Internet or method of electronic storage is 100% secure.
Information Sharing: We do not sell, trade, rent, or otherwise transfer your personally identifiable information to third parties without your explicit consent, except as required by law or to trusted third parties who assist us in operating our website, conducting our business, or serving you, so long as those parties agree to keep this information confidential.
Cookies: Our website may use cookies for website functionality and analytics. You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies.
Your Rights: You have the right to request access to the personal information we hold about you and to request that we correct, amend, or delete your information.

4. Product-Specific Disclaimers

The financial products and services mentioned on this website, including Gold Loans, Insurance Services, and Non-Convertible Debentures (NCDs), are subject to specific terms, conditions, eligibility criteria, and applicable regulations.

Illustrative Nature: Any information, examples, or benefits mentioned for products are illustrative and general in nature.
Offer Documents: All investment products, such as NCDs, are subject to the terms and conditions outlined in their respective offer documents, which should be read carefully before investing.
Changes: Interest rates, terms, and availability of products are subject to change at the discretion of PULYANTHOPE BENEFIT FUND LTD and in accordance with RBI guidelines, without prior notice.
Inquiry Required: For complete and accurate details on any product, including eligibility, interest rates, tenure, charges, and application procedures, please contact us directly.

5. Grievance Redressal

In case of any grievances or complaints regarding our services, please contact us at our administrative office or through the contact details provided on this website. We are committed to resolving customer concerns promptly and fairly, in accordance with our internal policies and RBI guidelines for NBFCs.

Last Updated: June 10, 2025